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About Us

We specialize in Hazard Insurance. The agency has over 15 years’ experience in New Home Closings and Refinance. As a Realtor or Mortgage Broker we understand what is most important to you. We provide you and your clients top level service and value. We know that a new home purchase or refinance can be a labor-intensive process for both you and your clients. Let us help your closings go smoothly. Since we are an independent broker we can research companies to assure your clients are receiving the best value for their insurance at the most affordable cost.

You are our #1 priority. We return quotes the same day and provide an Evidence of Insurance immediately upon request. We make the process as seamless as possible by providing many options on ways to receive quotes. You can refer your clients directly to our website, email the agency, call the agency, or you can even execute a quote online through our quote portal.

Refer, Email, call, or get an instant quote today and let our qualified team assist you with all your insurance needs!

To Our Valued Clients

Colorado Hazard Insurance is committed to finding you affordable insurance solutions to meet your needs through your entire lifetime. As an independent agency, we have access to over 40 companies, this enables us to provide you with choice. We also write Auto, Business, and Life Insurance to keep all your insurance needs within one agency. You will receive all the benefits of having a personal, local insurance agent. You can manage your policy online, over the phone, email, or meet with us in person. We look forward to working with you.

An Independent Advantage

We are Independent Agents in Thornton, Colorado, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Colorado Hazard Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price. What is an Independent Insurance Agent? When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice! The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company. With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision. An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible. When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.